Terms & Conditions
Quadvice Terms and Conditions
- Introduction and Definitions
1.1. Welcome to “Quadvice” (the “Website”). By accessing and using this Website, you agree to comply with and be bound by these Terms and Conditions (the “Terms”). If you do not agree with these Terms, please do not use this Website.
1.2. This Website is operated by Quadvice LTD (the “Company”), a company registered in England and Wales under company number 15402367, with its registered office at 85 Great Portland Street, First Floor, London, England, W1W 7LT.
1.3. Definitions: * “Advisor” means a regulated financial advisor listed on the Website. * “Company” means Quadvice, registered in England and Wales, company number 15402367. * “Content” means all information, data, text, software, music, sound, photographs, graphics, videos, messages, or other materials on the Website. * “User” means any person who accesses or uses the Website. * “Website” means Quadvice.co.uk. * “Booking” means the process of scheduling an initial consultation with an advisor via the website. * “Force Majeure” means any event beyond the Company’s reasonable control, including but not limited to, acts of God, war, terrorism, riots, civil disturbances, strikes, lockouts, or other industrial disputes, natural disasters, epidemics, pandemics, or government actions.
- Acceptance of Terms
2.1. By accessing or using the Website, the User agrees to be bound by these Terms and Conditions, as amended from time to time.
2.2. If the User does not agree with any part of these Terms, they must not use the Website.
2.3. Continued use of the Website after any changes to these Terms constitutes acceptance of those changes.
- Purpose of the Website and Disclaimers
3.1. The Website acts solely as an intermediary platform connecting Users with Advisors.
3.2. The Website provides information on the importance of seeking professional financial advice and facilitates the booking of initial consultations between Users and Advisors.
3.3. No Financial Advice: The Company explicitly disclaims any responsibility for financial advice provided by Advisors. The Content on the Website is for informational purposes only and should not be construed as financial advice.
3.4. Advisor Independence: Advisors are independent professionals and not employees or agents of the Company.
3.5. No Endorsement: Listing an Advisor on the Website does not constitute an endorsement or recommendation by the Company.
3.6. Accuracy of Information: While the Company strives for accuracy, it does not guarantee the completeness or accuracy of the Content. Users should verify information independently.
3.7. No Guarantee of Advisor Availability: The company does not guarantee an advisor will be available at any given time, and is not responsible for any cancelled or rescheduled bookings.
3.8. Website Functionality: The Company does not guarantee uninterrupted or error-free operation of the Website.
3.9. Financial Promotion: The company does not participate in any financial promotion, and the user acknowledges that all financial promotion is conducted by the independent financial advisors.
- User Responsibilities
4.1. Users must be at least 18 years old to use this Website and be based in England, United Kingdom.
4.2. Users must provide accurate and complete information during the booking process.
4.3. Users are responsible for evaluating the suitability of Advisors and conducting their own due diligence.
4.4. Users must comply with all applicable laws and regulations when using the Website. 4.5. Users must not use the Website for any unlawful or fraudulent activities. 4.6. Users must not attempt to gain unauthorized access to the Website or its systems. 4.7. Users are responsible for maintaining the confidentiality of their account information. 4.8. Users are responsible for all activity that occurs under their account. 4.9. Users must not upload or transmit any viruses or malicious code.
4.10. Users must not engage in any activity that disrupts or interferes with the Website’s operation.
4.11. Users agree to not use any automated system, including without limitation, “robots,” “spiders,” or “offline readers,” that accesses the Website in a manner that sends more request messages to the Company servers in a given period of time than a human can reasonably produce in the same period by using a conventional on-line web browser.
4.12. Users are solely responsible for their interactions with Advisors. The Company is not responsible for any advice given or actions taken by Advisors.
- Booking and Consultations
5.1. Bookings are subject to Advisor availability and acceptance.
5.2. The Company is not responsible for the outcome of any consultations. 5.3. Users are responsible for agreeing on the terms of engagement with Advisors. 5.4. The Company is not a party to any agreements between Users and Advisors.
5.5. The Company reserves the right to suspend or terminate booking services for any User who violates these Terms.
5.6. All bookings are subject to the advisors own terms and conditions.
5.7. The user agrees that the company can send reminders and confirmation emails regarding the booking.
5.8. Booking a consultation through the Website does not guarantee that an Advisor will provide financial advice or accept the User as a client.
- Intellectual Property
6.1. All Content on the Website, including text, graphics, logos, and images, is the property of the Company or its licensors and is protected by copyright and other intellectual property laws.
6.2. Users may not reproduce, distribute, or modify any Content without the Company’s written consent.
6.3. Users grant the Company a non-exclusive, royalty-free license to use any User-generated Content for the purpose of operating the Website.
- Limitation of Liability
7.1. The Company shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of the Website.
7.2. The Company’s total liability shall not exceed the fees paid by the User for the booking services in the preceding 12 months.
7.3. The Company shall not be liable for any loss of profits, data, or goodwill.
7.4. The Company shall not be liable for any damages caused by third-party services linked to the Website.
7.5. The company shall not be liable for any damages caused by Force Majeure.
7.6. The company shall not be liable for any damages caused by the actions of the advisor. 7.7. The Company does not warrant that the Website will be uninterrupted or error-free.
7.8. The Company shall not be liable for any loss or damage caused by a distributed denial-of service attack, viruses, or other technologically harmful material that may infect your computer equipment, computer programs, data, or other proprietary material due to your use of the Website.
- Indemnification
8.1. Users agree to indemnify and hold the Company harmless from any claims, damages, or losses arising from their use of the Website or their violation of these Terms.
- Data Protection and Privacy
9.1. The Company will process personal data in accordance with its Privacy Policy, which is incorporated by reference into these Terms.
9.2. Users consent to the collection and use of their personal data as described in the Privacy Policy.
9.3. The company will comply with all aspects of UK GDPR and the Data Protection Act 2018. 9.4. The company will take all reasonable steps to protect user data.
9.5. The company cannot guarantee absolute security of user data.
- Third-Party Links
10.1. The Website may contain links to third-party websites.
10.2. The Company is not responsible for the content or privacy practices of third-party websites.
10.3. Users access third-party websites at their own risk.
- Governing Law and Dispute Resolution
11.1. These Terms are governed by the laws of England and Wales.
11.2. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
11.3. Any dispute shall be attempted to be resolved via mediation before court action.
- Changes to Terms
12.1. The Company reserves the right to modify these Terms at any time. 12.2. Users will be notified of any changes through the Website.
12.3. Continued use of the Website constitutes acceptance of the modified Terms. 13. Severability
13.1. If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
- Entire Agreement
14.1. These Terms constitute the entire agreement between the Company and the User. 15. Contact Information
15.1. For any questions or concerns, please contact info@quadvice.co.uk.